Harmony Skilled Network (HSN) in alliance with Intercare Insurance Solutions is pleased to announce the successful renewal of the HSN Captive Workers’ Compensation Insurance Program. AIG is the Carrier of Front and Excess coverage and Athens Administrators is the TPA. We are looking to increase the participation in 2009 and invite you to consider our program for your insurance needs.

FEATURES:

• Competitive rates
• Policyholder dividends
• Carrier that is financially sound and diversified
• TPA that provides claim and loss cost management
• Risk management
  1. Full time Risk Managers
  2. Five-Star Risk Management Program
  3. Initial safety assessment
  4. Semi-Annual Risk Management Seminars
  5. Loss reports
  6. Quarterly claims review
  7. Safety Manual
  8. Nurse Case Managers
  9. Telephonic nurse case management of all claims
  10. Bill review

BENEFITS:

• Ability to stabilize insurance costs
• Policyholder dividends result in reduced cost of coverage
• Strong and diversified carrier provides viability and longevity
• Safety Meetings provide updates on new laws and ways of improving safety in the facilities
• Aggressive claims management minimizes cost of claims
• Safety manual delivers essential policies and procedures, a living and working instrument
• Bill review provides accurate medical costs

If you are interested in participating in a proactive Workers’ Compensation Insurance Program that has competitive rates, provides policyholder dividends, and aggressively attacks loss control and claims management, contact us today, at 805-579-1810